19 Top Christmas Money Saving Tips
Christmas is an amazing time of year; everyone, well… most people are filled with Christmas cheer and it’s a time to party, catch up with friends and family and exchange presents.
However, What The Deal Yo!? – all this seasonal merriment can also have a scary effect on your bank balance if you get too carried away, which is easily done. Here are 19 top Christmas money saving tips.
1. Plan your budget in advance
Make a list of all the things you’re going to need to pay for eg. food, drink, presents, decorations, etc. being careful not to forget anything. Once you have your list, spend some time working out how much you can afford to spend on it all and set yourself a budget for each one. Once you’ve finalised your budget, make sure you stick to it. Keep reading to find out how to cut costs.
2. Book your travel in advance
Travel tends to be a lot cheaper if you book it in advance so if you know your travel plans in advance, don’t wait until the last minute to book your tickets. Train company websites such as ‘Red Spotted Hanky’ allow you to search for the cheapest fares available for your journey. Avoid using sites that charge booking fees eg. The Trainline.
It’s also wise to remember that it can sometimes be cheaper to split up your journey; buying separate tickets. The ‘Faresaver’ website has tips on how to split your journey.
Another great option that could save you money is travelling by coach.
3. Don’t have an early Christmas
Supermarkets and shops seem to start Christmas advertising earlier every year but don’t let all the Christmas deals offering cheap food and drink lure you in too early. Being organized about your shopping is one thing but getting sucked in and buying things just for the sake of a bargain will only lead to wasted money and having to shop again before Christmas.
4. Look for free stuff!
Are you looking for a Christmas tree or some decorations? Or maybe you need some extra chairs, so everyone can fit round the Christmas dinner table? Before you go and spend your hard earned cash on something you may only use once, why not see what you can get free. Sites like Freegle, Freecycle and SnaffleUp, offer a huge variety of items other people want to give away. One man’s junk is another man’s treasure and all that…!